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Low Interest Cards

Low interest cards, also known as low APR (Annual Percentage Rate) cards, are a type of credit card that offer cardholders a lower interest rate on outstanding balances compared to standard credit cards.

Low interest cards may also come with other features and benefits, such as introductory offers with 0% APR on balance transfers or new purchases for a limited time. This can allow cardholders to consolidate their debt or make new purchases without incurring interest charges during the promotional period.

  • Eligibility to Apply

    To apply for a Credit Card

    • You must typically be at least 18 years old to apply for a credit card.
    • A good credit history, including a positive payment history and low credit utilization, may increase your chances of approval.
    • A higher credit score generally improves your chances of getting approved for a credit card with favorable terms and conditions.
    • You will typically need to provide a valid government-issued identification document, such as a passport or driver's license.